Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Home Maintenance Checklist: Step by Step Guide to Prepare Your Home for the Fall
Posted: September 16, 2022
Home Maintenance Checklist: Step by Step Guide to Prepare Your Home for the FallYour home is likely one of your most valuable assets and keeping it in good condition matters. Before the rainy, colder fall weather rolls in, taking certain steps to prepare your home can protect your home from sustaining damage during the fall and winter months. Clear out Gutters Spend a few hours clearing any debris out of home gutters and downspouts. Check the brackets holding...
Benefits of Providing Financial Planning Resources to Employees
Posted: September 13, 2022
Benefits of Providing Financial Planning Resources to EmployeesThe most basic group benefit plan will provide some form of health insurance to employees, with some percentage paid by the employer. Many employers have taken steps to offer a more appealing range of benefits to their employees, including life insurance, long term care insurance, a 401(k) with matching funds, and vision or dental coverage. Another perk has proven to be appreciated by employees: Financial...
6 Foods to Help Prevent Dehydration
Posted: September 10, 2022
6 Foods to Help Prevent DehydrationAcross the USA, many people live in communities that are experiencing hot, dry weather. Staying well hydrated is always important, and even more so during the hot summer months. Obviously, drinking plenty of water is vital, but there is more to staying hydrated than just consuming liquids. Electrolytes work to direct water and other nutrients to the cells. Many foods contain water, nutrients and electrolytes...
How to Determine the Right Amount of Coverage Needed
Posted: September 7, 2022
How to Determine the Right Amount of Coverage NeededLife insurance – everyone needs it, but how much coverage do you need? Every individual has a unique situation and choosing the amount of coverage requires calculating specific factors. These include the financial obligations that would be left should you suddenly pass away, including: Income replacement: Your loved ones can be left in a dangerous financial condition without the income you bring to the family....
How Should I Budget for Business Insurance?
Posted: September 4, 2022
How Should I Budget for Business Insurance?Your business insurance should cover every possible risk for your operation. It may surprise you that as a basic calculation, the entire range of business insurances, including commercial liability, commercial property insurance, health insurance for employees, workers’ compensation, and other insurances should be budgeted at about 20 to 30 percent of expected gross sales. Smaller businesses can expect to budget far less. Every industry, and...
